This is the most important aspect of Financial Planning, be it protecting your family, your spouse, your income and of course your health,
There are a wide range of plans that pay tax free lump sums or regular income payments should you die, should you be unable to work through illness or accident and should be be diagnosed with a specified Critical Illness.
The most common reason for life assurance is to protect the mortgage in the event of death, but it is wise to think well beyond just the basic level of cover.